Audio Response, your North Memorial Federal Credit Union Audio Response Teller gives you 24-hour access to your accounts from any touch-tone phone…at no charge!

Audio Response:  (763) 255-2888
To have Audio Response at your service, you just need to call the Audio Response number at 763-255-2888, enter in your account number followed by the # key and then enter in your 10 digit Social Security number associated with your account number followed by the # key. Follow the prompts to change your Personal Identification Code (PIC) to something memorable between 4 and 10 digits long. It should NOT start with zero.

When you need cash in a hurry, have your NMFCU Instant Cash Card handy to access your checking or savings accounts at an ATM or use your card at a merchant point of sale such as the grocery store.

• Part of the Instant Cash Card program offered by First Data and the CIRRUS National Network Call 1-800-4-CIRRUS for a location near you.
• Available to you 24 hours a day, seven days a week
• Make withdrawals and deposits (Deposited funds not available for 5 days.)
• Three FREE ATM transactions per month and then only $1.00 NMFCU fee for use. Free for Lifestyle Checking account holders. Note: NMFCU is not responsible for surcharges from other financial institutions.
• Visit https://moneypass.com/ for a list of surcharge-free, credit union-owned ATMs

Click here for the debit/atm card application.

Direct deposit, a type of electronic funds transfer, allows funds to be automatically deposited into your account in a safe and convenient way.

• Works for any net check from an employer, the Social Security Administration or a government office that provides this service
• Protects you from the possibility of lost or stolen payroll checks
• Eliminates your time standing in line or making a trip to the credit union
• Allows funds to be deposited even if you're sick or on vacation
• After your deposit is received, specified amounts can be transferred to your other NMFCU accounts

You can contact a Member Service Representative to verify your account and routing information to provide to your employer to establish Direct Deposit.

• Works for any net check from an employer, the Social Security Administration or a government office that provides this service
• Protects you from the possibility of lost or stolen payroll checks
• Eliminates your time standing in line or making a trip to the credit union
• Allows funds to be deposited even if you're sick or on vacation
• After your deposit is received, specified amounts can be transferred to your other NMFCU accounts

Contact a Member Service Representative today for help in establishing direct deposit or pre-authorized payments.

As a NMFCU member, you have access to MoneyGram International money orders when you need them. If your personal check won't be accepted or you need to provide guaranteed funds, a money order may be your best solution.

• Available up to $1,000
• Nominal fee of $2 per money order
• Pay by cash or funds available in your credit union account

If you have any questions, please contact a member service representative today.

If you need to transfer money from your credit union account to any financial institution accepting wired funds, let us help. As a safe, quick method, wire transfers can be sent or received by North Memorial Federal Credit Union. 

   Wire Transfer In - Instructions
   Alloya Corporate Federal Credit Union
   184 Shuman Blvd, Suite 400
   Naperville, IL  60563
   R&T # : 271987635
   Credit to: North Memorial Federal Credit Union
   R&T # : 291074793
   Final Credit to: Member's name and account number
   (add "savings" & "checking" after account number)

Please notify us of expected receipt of funds.

If you have any questions, please contact a member service representative today.

As a North Memorial Federal Credit Union member, you can receive free notarization on any vehicle titles or other documents as you need.