Line of Credit

You'll have quick and easy access to your pre-approved credit line and the flexibility of borrowing as you need with a NMEFCU line of credit that requires no collateral.

  • Lines of credit available up to $5,000
  • Terms up to 24 months
  • Monthly payment is based on loan balance
  • Access your line of credit by accessing North Online Banking, by phone, in person or via our 24-hour Audio Response Teller at (763) 255-2888. Repayment schedule is $50 a month per thousand dollars of credit advanced

Click here for an online loan application. If you have any questions, please contact a credit union loan officer today!

Signature Loan

Signature loans are a great way to borrow and maintain your monthly budget without having to secure the loan with collateral. The only requirement for this flexible, unsecured loan is your good name.

  • Can be used for any purpose
  • Terms up to 24 months
  • Monthly payment is based on loan balance
  • Use to establish a credit history
  • Competitive rate

Click here for an online loan application. If you have any questions, please contact a credit union loan officer today!

Overdraft Protection

North Memorial Employees Federal Credit Union offers you a little extra on your checking account - overdraft protection. Avoid having any checks, ATM withdrawals or Visa® Check Card transactions stopped because of insufficient funds in your account.

  • Transfer available funds from an overdraft protection line of credit loan
  • Overdraft protection may be added or cancelled anytime
  • Avoid more expensive insufficient fund fees and merchant-returned check charges.
  • Access your overdraft protection loan by accessing North Online Banking, writing a share draft (check), by phone, in person, or via our 24-hour Audio Response Teller at (763) 255-2888.

Click here for an online loan application. If you have any questions, please contact a credit union loan officer today!