| Basic Free Checking | Lifestyle Checking | |
|---|---|---|
| Minimum Opening Balance | $0.00 | $0.00 |
| Minimum Balance to Avoid a $10 Monthly Service Fee | $0.00 | $400.00 |
| Minimum to Earn the Stated APY | N/A | $400.00 - $4,9999.99 $2,500.00 and over |
| Balance Computation Method | N/A | Average Daily Balance |
| Account Limitations | None | None |
| Rates & APY's | N/A | Rates |
| Frequency of Compounding | N/A | Monthly |
| Frequency of Crediting | N/A | Monthly |
| Rates are subject to change and effective as of: 11/01/2014 | ||
| Fees may reduce earnings on the account. | ||
Basic Free Checking
All the convenience you expect from a full-service checking account at a no-frills price.
- No minimum balance requirements
- No monthly service charges
- 3 FREE ATM's per month ($1 after initial three if not at one of NMFCU or North Memorial Medical Center ATM's.)
- Unlimited, fee-free check writing
- Direct deposit or payroll deduction convenience
- Free monthly e-statements (paper statements $5 per month for members 19 to 59 years old)
Lifestyle Checking
Earn dividends and get the benefits of a full-service checking account. We offer two tiers in our Lifestyle Checking - the more you save, the more you earn!
- Earns dividends
- No monthly service charges with $400 minimum balance
- Second tier with a minimum balance of $5,000 earns an even higher rate!
- Unlimited FREE ATM transactions
- Access to an Instant Cash & Check Card, an Overdraft Protection Line of Credit, and a Classic VISA® card with no annual fee for qualified members
- Unlimited, fee-free check writing
- Direct deposit or payroll deduction convenience
- Free monthly e-statements (paper statements $5 per month for members 19 to 59 years old)
- If you have any questions, please contact a member service representative today.
Note: NMFCU is not responsible for surcharges from other financial institutions for ATM use.
